Financing a Park City Utah Home or Condo
One of the biggest factors these days in getting a good interest rate for a home loan is your FICO score the higher your score the lower your interest rate can be. Typically the best FICO scores are above 680. To learn more about FICO scores visit My FICO. Experian can also provide home buyers with a free FICO score so you may want to visit Experian's website for more information.
When looking for a lender for a Park City home or condo, it is better to work with a local lender. Local lenders know the Park City market the best and so they can help you more in finding the best loan. Many condos in Park City are the new condo hotel types. Local Park City lenders are very familiar with how to get loans for these types of properties. Lenders not familiar with them may run into problems which they may not find out till closing time which could jeopordize your earnest money deposit if you don't close on time.
I can provide to my clients a list of various reputable local lenders in the Park City area so they can shop for the best loan for themselves. I highly recommend talking to a few lenders to see who can get you the best loan for your Park City home or condo given your individual set of circumstances. Please contact me if you have any questions.
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